November 28, 2018 Bonita Curry

Risk with suspiciously cheap mortgages As it is colloquially called, the interest rates on real estate financing since the beginning of 2013 in a long-lasting historical low. It is therefore more than tempting to consider exchanging the monthly rental payment in the high three-digit euro area against mortgage lending with interest and repayment. Construction money is cheap, say some and immediately add: who does not dare, who does not win. Or vice versa: Only those who dare win. Thinking about the future at home construction and home purchase Any real estate financing is a financial commitment for several decades. During…

November 22, 2018 Bonita Curry

Difference in credit between direct bank and branch bank There are clear differences between direct banks and branch banks in terms of lending rates, but also for the services available to loan seekers. This observation is hardly surprising, as consumers expect better interest rates from online banks and better advice when borrowing from a branch office. Indeed, differences in effective lending rates and service do not exist exclusively between the two groups of banks, but also between different direct banks and between different branches. In addition, most of the offices of entertaining banks also provide on-line loans, often granting an…

November 21, 2018 Bonita Curry

Residential Loan – The cheap installment loan for real estate owners A residential loan is often a cheaper alternative for real estate owners to the classic installment loan. He is basically nothing else, but the property serves as security. As a modernization loan, it is primarily intended for investments such as repair work, modernization, embellishment and energetic refurbishment of one’s own home. In addition, a residential loan can replace more expensive loans. In order to remain flexible and to be able to react to all eventualities of life, housing loans are available, for example to finance the construction of a…

November 12, 2018 Bonita Curry

As a financial advisor, we regularly deal with real estate financing. Due to falling interest rates, it is still advisable to invest money in a property. Who plans this for his own future, should learn as quickly as possible, whether a loan can be applied for. This can be used for the construction, conversion or even the renovation of a property. Only very few “home builders” can completely forego debt financing. In most cases, this is only possible if there is an inheritance or gift. The financial spokeswoman for the German politician is currently working to ensure that those affected…

October 26, 2018 Bonita Curry

By refinancing for optimal credit High interest rates and priceless monthly installments for financing do not have to be. By refinancing you can replace expensive payment obligations with a cheap loan. It does not matter whether it is a classic installment loan or a mortgage. With low interest rates and lower loan rates, you can create additional financial freedom every month. Alternatively, you increase your repayment at the same monthly rate and are faster debt-free. An independent financial adviser helps to find the best loan. All refinancings have saving potential of often over 50% rate minimization If your installment loan…